A form of insurance paid by the employer providing cash benefits to workers injured or disabled in the course of employment.

• A. Health Insurance
• B. Disability Insurance
• C. Medicare
• D. Worker's Compensation

Answer: (D)

The concept here is a job-related insurance that is funded by the employer and designed to support workers who are hurt or become disabled while performing their job. This coverage provides cash benefits to replace wages and also pays for necessary medical care, with the program typically operating on a no-fault basis so benefits are available regardless of fault. It is specifically tied to employment and workplace injuries, rather than general health care or non-work-related disability.

This is different from health insurance, which broady covers medical costs but not wage replacement specifically for on-the-job injuries; disability insurance, while it offers income protection, is usually for non-work-related disabilities and isn’t tied to employment in the same way; and Medicare, a government health program for older adults or certain disabled individuals, is not employer-paid workers’ compensation.