Which term describes a health care plan that provides money to pay for health care for illness, injury, or preventive care?

• A. Medicare
• B. Out-of-Pocket Maximum
• C. Health Insurance
• D. Worker's Compensation

Answer: (C)

Health insurance is a plan that pays for medical care when you’re ill or injured and for preventive services. It fits the description because it’s an agreement with an insurer to cover part or all of your medical costs in exchange for a premium, often with cost sharing like deductibles and copays. Medicare is a specific government program for seniors or certain disabled individuals, not a general plan. An out-of-pocket maximum is just the spending cap you face in a year, and Worker's Compensation covers injuries that happen on the job. So, health insurance best matches the idea of a plan that provides money to pay for health care.